Bank Indonesia launches the expansion of QRIS MDR to 0 percent

Acting Governor of Bank Indonesia Destry Damayanti (front row, second from the right), accompanied by (front row, left) Deputy Governor of BI Ricky Perdana Gozali, Aida S. Budiman, and Filianingsih Hendarta, launched the Expansion of the 0 Percent Merchant Discount Rate (MDR) for QRIS and the Implementation of the Indonesian Credit Card (KKI) for the Retail Segment at the Bank Indonesia Building, Jakarta, Monday (17/8/2026). The expansion of the 0 percent QRIS MDR policy and the launch of the Indonesian Credit Card represent a synergy between Bank Indonesia, associations, Payment System Providers (PSP), and various stakeholders as a step to accelerate the strengthening of the digital economy and national economic independence in line with the Indonesian Payment System Blueprint 2030 to support sustainable economic growth. ANTARA FOTO/Angga Budhiyanto/wsj.

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